Author: chris

Discussion 1

Summarize the role of management as it relates to finance in a corporation. In your post, address the following:

Indicate the various aspects of finance that management must understand.
Describe why a manager needs to understand the characteristics and importance of financial markets including risk and efficiency.
Describe why cash flow is more important than sales in a business.
Discuss what could happen if management does not fulfill responsibilities related to finance. If you have one, share a real world example from your own professional experience or from an external source.

Discussion 2

View the Important Financial Documents video which looks at the fundamental financial documents every company needs; including the balance sheet, income statement, and statement of cash flow. In your post, choose one of the financial statements and explain how a manager would use the statement to drive financial analysis and decision-making. Your post should be 200-250 words in length.

Discussion 3

Imagine that you have decided you need a new car, but not any car will do; you have decided to purchase the car of your dreams. Conduct some research as to the cost of this car. You have determined in this imagined scenario that you could afford to make a 10% down payment. You can borrow the balance either from your local bank using a four-year loan or from the dealership’s finance company. If you purchase from your dealership’s finance company, the APR will be 10% with your 10% down and monthly payments over three years. However, the dealership will give you a rebate of 5% of the car price after the three year term is complete. You want the best deal possible, so you consider the following questions:

What type of car have you selected, and what will it cost?
What is the interest rate from your local bank for a car loan for four years?
What will your payment be to your local bank, assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in four years?
What will your payment be to the dealership finance company assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in 3 years?

Discussion 1

Summarize the role of management as it relates to finance in a corporation. In your post, address the following:

Indicate the various aspects of finance that management must understand.
Describe why a manager needs to understand the characteristics and importance of financial markets including risk and efficiency.
Describe why cash flow is more important than sales in a business.
Discuss what could happen if management does not fulfill responsibilities related to finance. If you have one, share a real world example from your own professional experience or from an external source.

Discussion 2

View the Important Financial Documents video which looks at the fundamental financial documents every company needs; including the balance sheet, income statement, and statement of cash flow. In your post, choose one of the financial statements and explain how a manager would use the statement to drive financial analysis and decision-making. Your post should be 200-250 words in length.

Discussion 3

Imagine that you have decided you need a new car, but not any car will do; you have decided to purchase the car of your dreams. Conduct some research as to the cost of this car. You have determined in this imagined scenario that you could afford to make a 10% down payment. You can borrow the balance either from your local bank using a four-year loan or from the dealership’s finance company. If you purchase from your dealership’s finance company, the APR will be 10% with your 10% down and monthly payments over three years. However, the dealership will give you a rebate of 5% of the car price after the three year term is complete. You want the best deal possible, so you consider the following questions:

What type of car have you selected, and what will it cost?
What is the interest rate from your local bank for a car loan for four years?
What will your payment be to your local bank, assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in four years?
What will your payment be to the dealership finance company assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in 3 years?
Which is the better deal and why?

Principles of Finance 7 DQ

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All responses should be in APA format, 7 discussion questions

Discussion 1

Summarize the role of management as it relates to finance in a corporation. In your post, address the following:

Indicate the various aspects of finance that management must understand.
Describe why a manager needs to understand the characteristics and importance of financial markets including risk and efficiency.
Describe why cash flow is more important than sales in a business.
Discuss what could happen if management does not fulfill responsibilities related to finance. If you have one, share a real world example from your own professional experience or from an external source.

Discussion 2

View the Important Financial Documents video which looks at the fundamental financial documents every company needs; including the balance sheet, income statement, and statement of cash flow. In your post, choose one of the financial statements and explain how a manager would use the statement to drive financial analysis and decision-making. Your post should be 200-250 words in length.

Discussion 3

Imagine that you have decided you need a new car, but not any car will do; you have decided to purchase the car of your dreams. Conduct some research as to the cost of this car. You have determined in this imagined scenario that you could afford to make a 10% down payment. You can borrow the balance either from your local bank using a four-year loan or from the dealership’s finance company. If you purchase from your dealership’s finance company, the APR will be 10% with your 10% down and monthly payments over three years. However, the dealership will give you a rebate of 5% of the car price after the three year term is complete. You want the best deal possible, so you consider the following questions:

What type of car have you selected, and what will it cost?
What is the interest rate from your local bank for a car loan for four years?
What will your payment be to your local bank, assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in four years?
What will your payment be to the dealership finance company assuming your 10% down payment? Be sure to use the formula provided in Chapter 4 and show your work. How much will that car have cost in 3 years?
Which is the better deal and why?

Discussion 6

Corporations often use different costs of capital for different operating divisions. Using an example, calculate the weighted cost of capital (WACC). What are some potential issues in using varying techniques for cost of capital for different divisions? If the overall company weighted average cost of capital (WACC) were used as the hurdle rate for all divisions, would more conservative or riskier divisions get a greater share of capital? Explain your reasoning. What are two techniques that you could use to develop a rough estimate for each division’s cost of capital? Your initial response should be 200 to 250 words.

Discussion 7

Find two articles that discuss financial ratio analysis. Identify two advantages and two disadvantages to using ratios in financial analysis. Be sure to cite your sources using APA format

Corporations often use different costs of capital for different operating divisions. Using an example, calculate the weighted cost of capital (WACC). What are some potential issues in using varying techniques for cost of capital for different divisions? If the overall company weighted average cost of capital (WACC) were used as the hurdle rate for all divisions, would more conservative or riskier divisions get a greater share of capital? Explain your reasoning. What are two techniques that you could use to develop a rough estimate for each division’s cost of capital? Your initial response should be 200 to 250 words.

Discussion 7

Find two articles that discuss financial ratio analysis. Identify two advantages and two disadvantages to using ratios in financial analysis. Be sure to cite your sources using APA format

Corporations often use different costs of capital for different operating divisions. Using an example, calculate the weighted cost of capital (WACC). What are some potential issues in using varying techniques for cost of capital for different divisions? If the overall company weighted average cost of capital (WACC) were used as the hurdle rate for all divisions, would more conservative or riskier divisions get a greater share of capital? Explain your reasoning. What are two techniques that you could use to develop a rough estimate for each division’s cost of capital? Your initial response should be 200 to 250 words.

Discussion 7

Find two articles that discuss financial ratio analysis. Identify two advantages and two disadvantages to using ratios in financial analysis. Be sure to cite your sources using APA format

Evaluate the Questions: After you have identified examples of 5 open and 5 open questions in your transcript, write an evaluation of the effectiveness of your use of questions (Approximately one paragraph for this analysis). Explain whether or not your questions were effective. How did your client respond to your questions? How would you improve the effectiveness of your questions?
Identify Techniques Used: Next, identify at least 5 examples of paraphrasing, summarizing, or reflections you used (must have at least one of each: paraphrase, summary, and reflection). Again, use all caps on your transcript to identify each technique.

For example:

Interviewer: So it’s been several weeks since you’ve been able to sleep without problems? PARAPHRASE

Evaluate the Techniques: Evaluate the effectiveness of your interview technique (Approximately one paragraph for this entire section). How did your client respond to the techniques in the interview? How do you know if you were effective with these? Provide justification for your response. How could you improve your use of these?

Application: Analysis and Summary
Explain how the information you gathered during the interview can aid in planning treatment for your client. How can treatment of this client be more informed or more targeted based on the information you gathered (Approximately 2-3 paragraphs).
Identify at least two possible ethical issues that could arise during your interview (hint: go back to your Module 1 lecture for ideas about ethical issues in interviewing). Explain how an ethical interviewer should deal with each of these issues. (Approximately 2-3 paragraphs).

Interviewer: How long have you been having headaches? CLOSED QUESTION

Evaluate the Questions: After you have identified examples of 5 open and 5 open questions in your transcript, write an evaluation of the effectiveness of your use of questions (Approximately one paragraph for this analysis). Explain whether or not your questions were effective. How did your client respond to your questions? How would you improve the effectiveness of your questions?
Identify Techniques Used: Next, identify at least 5 examples of paraphrasing, summarizing, or reflections you used (must have at least one of each: paraphrase, summary, and reflection). Again, use all caps on your transcript to identify each technique.

For example:

Interviewer: So it’s been several weeks since you’ve been able to sleep without problems? PARAPHRASE

Evaluate the Techniques: Evaluate the effectiveness of your interview technique (Approximately one paragraph for this entire section). How did your client respond to the techniques in the interview? How do you know if you were effective with these? Provide justification for your response. How could you improve your use of these?

Application: Analysis and Summary
Explain how the information you gathered during the interview can aid in planning treatment for your client. How can treatment of this client be more informed or more targeted based on the information you gathered (Approximately 2-3 paragraphs).
Identify at least two possible ethical issues that could arise during your interview (hint: go back to your Module 1 lecture for ideas about ethical issues in interviewing). Explain how an ethical interviewer should deal with each of these issues. (Approximately 2-3 paragraphs).

Evaluate the Techniques: Evaluate the effectiveness of your interview technique (Approximately one paragraph for this entire section). How did your client respond to the techniques in the interview? How do you know if you were effective with these? Provide justification for your response. How could you improve your use of these?

Application: Analysis and Summary
Explain how the information you gathered during the interview can aid in planning treatment for your client. How can treatment of this client be more informed or more targeted based on the information you gathered (Approximately 2-3 paragraphs).
Identify at least two possible ethical issues that could arise during your interview (hint: go back to your Module 1 lecture for ideas about ethical issues in interviewing). Explain how an ethical interviewer should deal with each of these issues. (Approximately 2-3 paragraphs).

Evaluate the Techniques: Evaluate the effectiveness of your interview technique (Approximately one paragraph for this entire section). How did your client respond to the techniques in the interview? How do you know if you were effective with these? Provide justification for your response. How could you improve your use of these?

Application: Analysis and Summary
Explain how the information you gathered during the interview can aid in planning treatment for your client. How can treatment of this client be more informed or more targeted based on the information you gathered (Approximately 2-3 paragraphs).
Identify at least two possible ethical issues that could arise during your interview (hint: go back to your Module 1 lecture for ideas about ethical issues in interviewing). Explain how an ethical interviewer should deal with each of these issues. (Approximately 2-3 paragraphs).